Loan Or CreditClass
A financial product for the loaning of an amount of money, or line of credit, under agreed terms and charges.
- Equivalent Classes
- schema:LoanOrCredit
- Mappings
- More specific Types
- Additional Types
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- Industries Associated With Loan Or Credit
- Directly associated by an Industry-Inherited-
- Brands Associated With Loan Or Credit
- Inherited through an Industry-Directly associated by a brand-Inherited through a parent brand
- Properties from LoanOrCredit
Property Expected Type TMPC Mapping description amount MonetaryAmountNumberThe amount of money.currency TextThe currency in which the monetary amount is expressed.\n\nUse standard formats: ISO 4217 currency format, e.g. "USD"; Ticker symbol for cryptocurrencies, e.g. "BTC"; well known names for Local Exchange Trading Systems (LETS) and other currency types, e.g. "Ithaca HOUR".gracePeriod The period of time after any due date that the borrower has to fulfil its obligations before a default (failure to pay) is deemed to have occurred.loanRepaymentForm A form of paying back money previously borrowed from a lender. Repayment usually takes the form of periodic payments that normally include part principal plus interest in each payment.loanTerm The duration of the loan or credit agreement.loanType URLTextThe type of a loan or credit.recourseLoan BooleanThe only way you get the money back in the event of default is the security. Recourse is where you still have the opportunity to go back to the borrower for the rest of the money.renegotiableLoan BooleanWhether the terms for payment of interest can be renegotiated during the life of the loan.requiredCollateral ThingTextAssets required to secure loan or credit repayments. It may take form of third party pledge, goods, financial instruments (cash, securities, etc.)- Properties from FinancialProduct
Property Expected Type TMPC Mapping description annualPercentageRate NumberQuantitativeValueThe annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction.feesAndCommissionsSpecification URLTextDescription of fees, commissions, and other terms applied either to a class of financial product, or by a financial service organization.interestRate NumberQuantitativeValueThe interest rate, charged or paid, applicable to the financial product. Note: This is different from the calculated annualPercentageRate.- Properties from Service
Property Expected Type TMPC Mapping description aggregateRating The overall rating, based on a collection of reviews or ratings, of the item.areaServed The geographic area where a service or offered item is provided.audience An intended audience, i.e. a group for whom something was created.availableChannel A means of accessing the service (e.g. a phone bank, a web site, a location, etc.).award TextAn award won by or for this item.brand The brand(s) associated with a product or service, or the brand(s) maintained by an organization or business person.broker An entity that arranges for an exchange between a buyer and a seller. In most cases a broker never acquires or releases ownership of a product or service involved in an exchange. If it is not clear whether an entity is a broker, seller, or buyer, the latter two terms are preferred.category A category for the item. Greater signs or slashes can be used to informally indicate a category hierarchy.hasOfferCatalog Indicates an OfferCatalog listing for this Organization, Person, or Service.hoursAvailable The hours during which this service or contact is available.isRelatedTo A pointer to another, somehow related product (or multiple products).isSimilarTo A pointer to another, functionally similar product (or multiple products).logo ImageObjectURLAn associated logo.offers An offer to provide this item—for example, an offer to sell a product, rent the DVD of a movie, perform a service, or give away tickets to an event. Use businessFunction to indicate the kind of transaction offered, i.e. sell, lease, etc. This property can also be used to describe a Demand. While this property is listed as expected on a number of common types, it can be used in others. In that case, using a second type, such as Product or a subtype of Product, can clarify the nature of the offer.produces The tangible thing generated by the service, e.g. a passport, permit, etc.provider The service provider, service operator, or service performer; the goods producer. Another party (a seller) may offer those services or goods on behalf of the provider. A provider may also serve as the seller.providerMobility TextIndicates the mobility of a provided service (e.g. 'static', 'dynamic').review A review of the item.serviceArea The geographic area where the service is provided.serviceAudience The audience eligible for this service.serviceOutput The tangible thing generated by the service, e.g. a passport, permit, etc.serviceType The type of service being offered, e.g. veterans' benefits, emergency relief, etc.slogan TextA slogan or motto associated with the item.termsOfService URLTextHuman-readable terms of service documentation.- Properties from Listing
Property Expected Type TMPC Mapping description listingSubTypes listingType - Properties from Thing
Property Expected Type TMPC Mapping description additionalType URLAn additional type for the item, typically used for adding more specific types from external vocabularies in microdata syntax. This is a relationship between something and a class that the thing is in. In RDFa syntax, it is better to use the native RDFa syntax - the 'typeof' attribute - for multiple types. Schema.org tools may have only weaker understanding of extra types, in particular those defined externally.alternateName TextAn alias for the item.description TextA description of the item.disambiguatingDescription TextA sub property of description. A short description of the item used to disambiguate from other, similar items. Information from other properties (in particular, name) may be necessary for the description to be useful for disambiguation.identifier The identifier property represents any kind of identifier for any kind of Thing, such as ISBNs, GTIN codes, UUIDs etc. Schema.org provides dedicated properties for representing many of these, either as textual strings or as URL (URI) links. See background notes for more details.image URLImageObjectAn image of the item. This can be a URL or a fully described ImageObject.mainEntityOfPage URLCreativeWorkIndicates a page (or other CreativeWork) for which this thing is the main entity being described. See background notes for details.name TextThe name of the item.potentialAction Indicates a potential Action, which describes an idealized action in which this thing would play an 'object' role.sameAs URLURL of a reference Web page that unambiguously indicates the item's identity. E.g. the URL of the item's Wikipedia page, Wikidata entry, or official website.subjectOf A CreativeWork or Event about this Thing.url URLURL of the item.- Instances of LoanOrCredit may appear with as a value for the following properties
Property On Types TMPC Mapping description acceptedPaymentMethod The payment method(s) accepted by seller for this offer.- Superseded by
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- Is Part Of
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- Alternate Name
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